Disclosures
Last Updated: January 1, 2026
Not a Lender
PetPlanLoans is a financial technology company, not a lender. We do not make credit decisions, issue loans, or determine APRs, repayment terms, or loan conditions. All financing options are provided by independent third-party lending partners. PetPlanLoans acts solely as a comparison and referral service to connect consumers with these lending partners.
Rates and Terms Vary
Annual percentage rates (APRs), repayment terms, loan amounts, and fees vary by lending partner and are determined based on the applicant's creditworthiness, income, state of residence, and other factors. The examples and estimates shown on this website are for illustrative purposes only and do not represent a guarantee of any specific rate, term, or approval.
Not All Applicants Qualify
Not all applicants will qualify for financing. Approval is subject to the lending partner's underwriting criteria, which may include credit history, income verification, and other factors. Submitting an inquiry through PetPlanLoans does not constitute an application for credit and does not guarantee that any lending partner will offer you financing.
Soft Credit Inquiry
Checking your options through PetPlanLoans uses a soft credit inquiry that does not affect your credit score. If you choose to proceed with a specific offer from a lending partner, that partner may perform a hard credit inquiry, which could affect your credit score.
State Availability
Financing options may not be available in all states. The availability of lending partners and specific loan products varies by jurisdiction. Residents of certain states may not be eligible for all or any financing options offered through PetPlanLoans.
No Guarantee of Funding
PetPlanLoans does not guarantee that you will receive a loan offer or that any offer will match the estimated terms displayed on our website. All estimates are provided for informational purposes only and should not be relied upon as a final determination of loan terms.
Contact Us
If you have questions about these disclosures, please contact us:
Mon – Fri, 9:00 AM – 6:00 PM EST